Digital & Mobile Lending → Buy Now, Pay Later

6 listings. One table.
Sorted by what matters.

Compare buy now, pay later across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.

Lowest rate tracked today
0.0%
Safaricom (M-Pesa) · buy now, pay later
6
institutions compared
0.0pp
spread, low to high

Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “source” link on each row for where it came from and when we last checked.

6 listings · verified

Buy Now, Pay Later, ranked

SORT
S(
Safaricom (M-Pesa)
Finances: Lipa na M-Pesa merchants. Terms: 30 days; KES 20-100,000; zero interest.
Verified
Verified 18 Sept 2026 · source
0%
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AK
Aspira Kenya
Finances: Furniture, electronics, construction, education. Terms: 3-12 months (24 for furniture); KES 10,000-500,000; no collateral.
Contact bank for full rate
Verified 18 Sept 2026 · source
Instalment plan — request pricing
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CS
Craft Silicon
Finances: E-commerce / merchant partners. Terms: Terms not public — verify with provider.
Contact bank for full rate
Verified 18 Sept 2026 · source
Terms not public — request pricing
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FK
FlexPay Kenya
Finances: Partnered retailers. Terms: Flexible instalment splitting, no extra cost stated.
Contact bank for full rate
Verified 18 Sept 2026 · source
Flexible instalments — request pricing
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LL
Lipa Later
Finances: General goods, 500+ partner shops. Terms: 2/3/6-month instalments; limit up to KES 500,000.
Contact bank for full rate
Verified 18 Sept 2026 · source
Instalment plan — request pricing
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Compare →
MK
M-Kopa Kenya
Finances: Solar, e-motorcycles, phones, cash loans. Terms: Pay-as-you-go.
Contact bank for full rate
Verified 18 Sept 2026 · source
Pay-as-you-go — pricing varies by product
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Compare →

Every rate and fee above is verified against the institution's own published rates — see the source link on each row.

Frequently asked questions

How many buy now, pay later providers does WeCompare track?

We currently track 6 institutions offering buy now, pay later in Kenya.

What is the lowest-cost buy now, pay later rate right now?

Safaricom (M-Pesa) · buy now, pay later, currently at 0.0%. Rates across the providers we track span a 0.0pp range — see the full ranked table below.

Is this buy now, pay later data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are buy now, pay later ranked on this page?

We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.