Savings Accounts

21 listings, ranked.
Sorted by what matters.

Compare savings accounts across Kenyan banks, sourced from their own published rates, ranked highest return to lowest, with fees shown next to the headline figure.

Highest rate tracked today

8.5%

KCB Bank Kenya · savings accounts

21

institutions compared

8.0pp

spread, low to high

Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “Verified” badge and source link on each listing for where it came from and when we last checked.

AB

Absa Bank Kenya

Rate: Up to 6% p.a. — Min balance to earn interest: KES 0 — No minimum balance required to start; interest calculated daily, paid monthly. Corrected from Absa's own page (money254 previously showed a stale ~9% figure)

Verified

Verified 16 Sept 2026 · source

6%

Interest rate

KES 0

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

AB

Absa Bank Kenya

Rate: 1.2%-4.2% tiered by balance — Min balance to earn interest: KES 100 — 1.2% for KES 0-9,999,999 tier, up to 4.2% for KES 200M+ tier

Contact bank for full rate

Verified 16 Sept 2026 · source

1.2%

Interest rate

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

CB

Co-operative Bank of Kenya

Rate: ~3% (per bank's official X/Twitter reply) — Min balance to earn interest: KES 0 — Interest calculated daily, paid quarterly

Verified

Verified 16 Sept 2026 · source

3%

Interest rate

KES 0

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

CB

Co-operative Bank of Kenya

Rate: 3%-8.75% depending on duration/amount — Per bank's official X/Twitter reply

Contact bank for full rate

Verified 16 Sept 2026 · source

3%

Interest rate

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

DT

Diamond Trust Bank (DTB) Kenya

Min balance to earn interest: KES 1000 — Interest calculated/credited half-yearly; opening/minimum balance is nil per bank's own page

Contact bank for full rate

Verified 16 Sept 2026 · source

KES 0

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

EB

Equity Bank Kenya

Min balance to earn interest: KES 20000 — Balances of KES 20,000+ 'attract competitive interests, paid annually'

Contact bank for full rate

Verified 16 Sept 2026 · source

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

FB

Family Bank Kenya

Min balance to earn interest: KES 5,000 (or USD 100)

Contact bank for full rate

Verified 16 Sept 2026 · source

KES 200

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

FB

Family Bank Kenya

Rate: 2%-4% per year (per Money254; bank's own tariff guide does not state a rate) — Min balance to earn interest: KES 10,000 (or USD 150) — Min-earning-balance trusted from bank's own Jan-2026 tariff guide; Money254 separately states 20,000 which looks like a copy from the Bizna Savings product

Verified

Verified 16 Sept 2026 · source

2%

Interest rate

KES 200

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

FB

Family Bank Kenya

Min balance to earn interest: KES 20,000 (or USD 250)

Contact bank for full rate

Verified 16 Sept 2026 · source

KES 100

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

FB

Family Bank Kenya

No maintenance fee

Contact bank for full rate

Verified 16 Sept 2026 · source

KES 100

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

H/

Marketing copy states 'competitive'/'high-yield' interest; no numeric rate published on current site

Contact bank for full rate

Verified 16 Sept 2026 · source

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

IB

Rate: Base 2% + bonuses up to 1% additional — Children's account; conditions apply

Contact bank for full rate

Verified 16 Sept 2026 · source

2%

Interest rate

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

IB

Rate: Up to 7% — Min balance to earn interest: KES 5000 — Calculated on monthly average balance, paid monthly; interest only paid on balances of KES 5,000+

Contact bank for full rate

Verified 16 Sept 2026 · source

7%

Interest rate

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

IB

Min balance to earn interest: KES 1000 — On average balances above KES 1,000 (goal-based savings product; likely what 'MyGoalz' referred to)

Contact bank for full rate

Verified 16 Sept 2026 · source

8%

Interest rate

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

KB

Rate: Up to 8.5% — Min balance to earn interest: KES 1000 — No monthly fees; 1 free withdrawal/month

Verified

Verified 16 Sept 2026 · source

8.5%

Interest rate

KES 1,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

NB

NCBA Bank Kenya

Min balance to earn interest: KES 5000 — Tiered ('the more you save, the higher your rate'); min operating balance KES 2,000. (Money254 lists a rate here identical to Premier Savings' tiers — likely a copy-paste error on their site, not adopted)

Contact bank for full rate

Verified 16 Sept 2026 · source

KES 2,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

NB

NCBA Bank Kenya

Rate: 1.5% (KES 30,000-500,000 tier) up to 6.0% (>=KES 50,000,000) — Min balance to earn interest: KES 100000

Verified

Verified 16 Sept 2026 · source

1.5%

Interest rate

KES 100,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

NB

National Bank of Kenya

Rate: Up to 5%, tiered, applied quarterly — Min balance to earn interest: KES 1000

Verified

Verified 16 Sept 2026 · source

5%

Interest rate

KES 1,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

NB

National Bank of Kenya

Rate: Up to 5% p.a., tiered, applied quarterly — Min balance to earn interest: KES 5000 — Tiers per Money254: 1% for KES 5,000-50,000 up to 5% for KES 2,000,001+

Verified

Verified 16 Sept 2026 · source

5%

Interest rate

KES 5,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

SB

Stanbic Bank Kenya

Rate: 3%-7% p.a., tiered by balance (3% for KES 0-499,999 up to 7% for balances above KES 20,000,000) — Min balance to earn interest: KES 5000 — +1% bonus interest if no withdrawals over 12 months

Verified

Verified 16 Sept 2026 · source

3%

Interest rate

KES 5,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

SC

Standard Chartered Bank Kenya

Rate: 0.50% (<KES 2,000) up to 4.25% (>=KES 50,000,000), tiered — Min balance to earn interest: KES 0 — Bottom tier (KES 0-1,999,999.99) earns 0.50%

Verified

Verified 16 Sept 2026 · source

0.5%

Interest rate

KES 2,000

Min opening balance

Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

Reviews

Institution reviews are coming soon.

Frequently asked questions

How many savings accounts providers does WeCompare track?

We currently track 21 institutions offering savings accounts in Kenya.

What is the best savings accounts rate right now?

KCB Bank Kenya · savings accounts, currently at 8.5%. Rates across the providers we track span a 8.0pp range — see the full ranked table below.

Is this savings accounts data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are savings accounts ranked on this page?

We sort by headline rate, highest to lowest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.

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