Savings & Investment → SACCO Loans26 listings. One table.
26 listings. One table.
Sorted by what matters.
Compare sacco loans across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.
Lowest rate tracked today
1.0%
Stima Sacco · sacco loans
26
institutions compared
17.0pp
spread, low to high
Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “source” link on each row for where it came from and when we last checked.
26 listings · verified
SACCO Loans, ranked
Lowest rate
SS
Stima Sacco
1%/day, 30-day advance, max KES 15,000. A short-term advance, not an annualised reducing-balance loan.
VerifiedVerified 18 Sept 2026 · source
1%
—
Compare →SS
Stima Sacco
12% reducing balance, up to 60 months, up to 4x Alpha deposits.
VerifiedVerified 18 Sept 2026 · source
12%
—
Compare →SS
Stima Sacco
13.9% reducing balance, up to 78 months, max KES 5,000,000.
VerifiedVerified 18 Sept 2026 · source
13.9%
—
Compare →SS
Stima Sacco
14% reducing balance, up to 48 months, max KES 5,000,000.
VerifiedVerified 18 Sept 2026 · source
14%
—
Compare →SS
Stima Sacco
15% reducing balance, up to 24 months, up to 4x deposits.
VerifiedVerified 18 Sept 2026 · source
15%
—
Compare →SS
Stima Sacco
18% reducing balance, up to 48 months, max KES 1,000,000.
VerifiedVerified 18 Sept 2026 · source
18%
—
Compare →BS
Biashara Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →BS
Boresha Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →CS
Chai Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →DS
Daima Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →GM
Gusii Mwalimu Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →HS
Harambee Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →HS
Hazina Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →IS
Imarisha Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →KB
Kenya Bankers Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →KD
Kenya Defence Forces Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →KP
Kenya Police Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →KS
Kimisitu Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →MN
Mwalimu National Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →NS
Nawiri Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →SS
Sheria Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →TS
Taifa Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →WC
Wakulima Commercial Sacco
Industry-wide benchmark: 12%-14% reducing balance, multiplier 3x-5x savings — not a rate this SACCO has individually published.
Contact bank for full rateVerified 18 Sept 2026 · source
12%Request details — industry benchmark -14%
—
Compare →Every rate and fee above is verified against the institution's own published rates — see the source link on each row.
Frequently asked questions
How many sacco loans providers does WeCompare track?
We currently track 26 institutions offering sacco loans in Kenya.
What is the lowest-cost sacco loans rate right now?
Stima Sacco · sacco loans, currently at 1.0%. Rates across the providers we track span a 17.0pp range — see the full ranked table below.
Is this sacco loans data real, or a sample?
Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.
How are sacco loans ranked on this page?
We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.