Insurance → Motor Insurance

8 listings. One table.
Sorted by what matters.

Compare motor insurance across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.

Lowest rate tracked today
8
8 institutions offering motor insurance
8
institutions compared

Directory. Every provider below is real and verified, but these products are individually underwritten in Kenya — no insurer or administrator publishes a single per-institution rate. Compare providers and product types, then use “Request a quote” to get pricing.

Industry guide, not any single insurer's quote — comprehensive premium as a % of vehicle value:

Saloon3.5% – 4.5%
SUV / 4×44% – 5%
Luxury4.5% – 6%
Truck / Lorry5% – 6.5%
PSV / Bus / Matatu6% – 7.5%
Taxi5.5% – 7%
8 listings · verified

Motor Insurance, ranked

SORT
AI
APA Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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B
Britam
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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CI
CIC Insurance Group
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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GI
GA Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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HI
Heritage Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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JI
Jubilee Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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S
Sanlam
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
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UO
UAP Old Mutual Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
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Verified 18 Sept 2026 · source
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These are real, verified providers. Kenyan providers price these products individually, so no single published rate exists — compare providers and terms below, then use “Request a quote” to get pricing.

Frequently asked questions

How many motor insurance providers does WeCompare track?

We currently track 8 institutions offering motor insurance in Kenya.

Is this motor insurance data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are motor insurance ranked on this page?

We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.