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Overdrafts

2 listings, ranked.
Sorted by what matters.

Compare overdrafts across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.

Lowest rate tracked today
8.2%
Stanbic Bank Kenya · overdrafts
2
institutions compared
7.4pp
spread, low to high

Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “Verified” badge and source link on each listing for where it came from and when we last checked.

2 of 2 listings
KB
KCB Bank Kenya
KCB variable base rate (currently 15.6%) + risk margin — Arrangement fee: No separate fee disclosed; third-party costs (valuation, security perfection) vary — Credit life insurance 0.34% p.a. (single life) + 0.18% p.a. per joint borrower. FLAG: KCB separately announced its general Risk-Based Pricing 'Base Lending Rate' is 8.75-9.0% — a much lower figure than this product's stated 15.6% base. May be two different named rates; worth confirming with the bank rather than assuming an error
Contact bank for full rate
Verified 16 Sept 2026 · source
15.6%
Interest rate
Compare
Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

SB
Stanbic Bank Kenya
Stanbic Bank Prime Rate (8.218%, effective Jun-Aug 2026) + margin (margin not disclosed) — Base-rate component now known; all-in customer rate still depends on an undisclosed margin
Contact bank for full rate
Verified 16 Sept 2026 · source
8.218%
Interest rate
Compare
Details

Full details for this product aren't published yet.

Requirements & terms

Requirements for this product aren't published yet.

Reviews

Institution reviews are coming soon.

Frequently asked questions

How many overdrafts providers does WeCompare track?

We currently track 2 institutions offering overdrafts in Kenya.

What is the lowest-cost overdrafts rate right now?

Stanbic Bank Kenya · overdrafts, currently at 8.2%. Rates across the providers we track span a 7.4pp range — see the full ranked table below.

Is this overdrafts data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are overdrafts ranked on this page?

We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.

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