Timiza: loan rates, fees and limits (2026)
Offered by Absa Bank Kenya.
Our verdict
Timiza's cost is listed as 2.96% a month; repayment period 30 days. Short loans can look cheap in percentage terms and still be costly over a year, so convert the fee to an annual rate before you compare.
- Interest and fees
- 2.96% a month
- Repayment period
- 30 days
- Regulator
- CBK (Absa Bank Kenya is a licensed bank)
Verified 18 September 2026 · source: pesabank.co.ke
Compare Timiza with banks and other lenders on our personal loans page, or read The true cost of a mobile loan in Kenya (APR explained).
Frequently asked questions
How much does a Timiza loan cost?
2.96% a month. Last checked 2026-09-18. Always confirm the current terms with Timiza before you borrow.
How long do I have to repay a Timiza loan?
30 days.
Is Timiza regulated?
CBK (Absa Bank Kenya is a licensed bank).
How do I work out the real annual cost of a Timiza loan?
Take the total fees and interest, divide by the amount borrowed, then scale up to a year by the number of days you borrow for. Our mobile loan APR guide walks through a worked example and has a calculator.
How current is the information about Timiza?
The figures on this page were last verified on 2026-09-18, against the source linked above.
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