Insurance

40 listings, ranked.
Sorted by what matters.

Compare insurance across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.

Lowest rate tracked today

KES 50

Kenya Orient Insurance · insurance

40

institutions compared

KES 64,950

spread, low to high

Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “Verified” badge and source link on each listing for where it came from and when we last checked.

Industry guide, not any single insurer's quote — comprehensive premium as a % of vehicle value:

Saloon	3.5% – 4.5%
SUV / 4×4	4% – 5%
Luxury	4.5% – 6%
Truck / Lorry	5% – 6.5%
PSV / Bus / Matatu	6% – 7.5%
Taxi	5.5% – 7%

AI

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: APA Insurance
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

B

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Britam
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

CI

CIC Insurance Group

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: CIC Insurance Group
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

GI

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: GA Insurance
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

HI

Heritage Insurance

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Heritage Insurance
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

JI

Jubilee Insurance

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Jubilee Insurance
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

S

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Sanlam
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

UO

UAP Old Mutual Insurance

Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: UAP Old Mutual Insurance
Coverage type: Comprehensive

Requirements & terms

Requirements for this product aren't published yet.

AI

Approximate annual premium ~KES 65,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 65,000

Premium

Details

Underwriter: AAR Insurance

Requirements & terms

Requirements for this product aren't published yet.

AI

Approximate annual premium ~KES 42,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 42,000

Premium

Details

Underwriter: APA Insurance

Requirements & terms

Requirements for this product aren't published yet.

B

Approximate annual premium ~KES 45,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 45,000

Premium

Details

Underwriter: Britam

Requirements & terms

Requirements for this product aren't published yet.

CI

CIC Insurance Group

Approximate annual premium ~KES 52,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 52,000

Premium

Details

Underwriter: CIC Insurance Group

Requirements & terms

Requirements for this product aren't published yet.

GI

Approximate annual premium ~KES 50,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 50,000

Premium

Details

Underwriter: GA Insurance

Requirements & terms

Requirements for this product aren't published yet.

IL

ICEA Lion Life Assurance

Approximate annual premium ~KES 60,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 60,000

Premium

Details

Underwriter: ICEA Lion Life Assurance

Requirements & terms

Requirements for this product aren't published yet.

JI

Jubilee Insurance

Approximate annual premium ~KES 55,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 55,000

Premium

Details

Underwriter: Jubilee Insurance

Requirements & terms

Requirements for this product aren't published yet.

MI

Madison Insurance

Approximate annual premium ~KES 48,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 48,000

Premium

Details

Underwriter: Madison Insurance

Requirements & terms

Requirements for this product aren't published yet.

RI

Resolution Insurance

Approximate annual premium ~KES 58,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 58,000

Premium

Details

Underwriter: Resolution Insurance

Requirements & terms

Requirements for this product aren't published yet.

S

Approximate annual premium ~KES 40,000 for an entry-level individual plan — actual premium is individualised (age, cover, location, claims history); confirm with the insurer before quoting to a customer.

Verified

Verified 18 Sept 2026 · source

KES 40,000

Premium

Details

Underwriter: Sanlam

Requirements & terms

Requirements for this product aren't published yet.

AI

Known for: Group schemes (APA Life). Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: APA Insurance

Requirements & terms

Requirements for this product aren't published yet.

AL

Absa Life Assurance Kenya

Known for: Bank-channel term/credit life. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Absa Life Assurance Kenya

Requirements & terms

Requirements for this product aren't published yet.

B

Known for: Term/whole life, education plans, riders. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Britam

Requirements & terms

Requirements for this product aren't published yet.

CI

CIC Insurance Group

Known for: Credit life, group life. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: CIC Insurance Group

Requirements & terms

Requirements for this product aren't published yet.

GL

GA Life Assurance

Known for: Term and whole life. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: GA Life Assurance

Requirements & terms

Requirements for this product aren't published yet.

IL

ICEA Lion Life Assurance

Known for: Corporate pension, annuities. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: ICEA Lion Life Assurance

Requirements & terms

Requirements for this product aren't published yet.

JI

Jubilee Insurance

Known for: Group pension, endowment. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Jubilee Insurance

Requirements & terms

Requirements for this product aren't published yet.

KA

Kenindia Assurance

Known for: Employer schemes, annuities. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Kenindia Assurance

Requirements & terms

Requirements for this product aren't published yet.

PA

Pioneer Assurance

Known for: Deposit administration, endowment. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Pioneer Assurance

Requirements & terms

Requirements for this product aren't published yet.

S

Known for: Term/whole life, riders. Premiums are priced per applicant — no public premium published.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Sanlam

Requirements & terms

Requirements for this product aren't published yet.

AI

No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: APA Insurance

Requirements & terms

Requirements for this product aren't published yet.

B

No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Britam

Requirements & terms

Requirements for this product aren't published yet.

JI

Jubilee Insurance

No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Jubilee Insurance

Requirements & terms

Requirements for this product aren't published yet.

S

No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Sanlam

Requirements & terms

Requirements for this product aren't published yet.

SB

Stanbic Bank Kenya

Offered via bancassurance. No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Stanbic Bank Kenya

Requirements & terms

Requirements for this product aren't published yet.

SC

Standard Chartered Bank Kenya

Offered via bancassurance. No public premium range available yet for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Standard Chartered Bank Kenya

Requirements & terms

Requirements for this product aren't published yet.

CI

CIC Insurance Group

From KES 3,000/year, varying by product line: MSME operational risk, group funeral cover, student personal accident, boda boda / security guard / blue-collar personal accident & pension, group medical, daily hospital cash, and agriculture/livestock cover.

Verified

Verified 18 Sept 2026 · source

KES 3,000

Premium

Details

Underwriter: CIC Insurance Group

Requirements & terms

Requirements for this product aren't published yet.

AI

Coverage: Multi-peril crop, parametric greenhouse. Best for: High-value horticulture (avocado, French beans, flowers). No public premium published for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: APA Insurance

Requirements & terms

Requirements for this product aren't published yet.

CI

CIC Insurance Group

Coverage: Area yield index, multi-peril crop, livestock. Best for: Large-scale grain, cooperatives. No public premium published for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: CIC Insurance Group

Requirements & terms

Requirements for this product aren't published yet.

CB

Co-operative Bank of Kenya

Coverage: Credit-linked cover bundled with ag loans (bancassurance). Best for: Input-financed farmers. No public premium published for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Co-operative Bank of Kenya

Requirements & terms

Requirements for this product aren't published yet.

KO

Kenya Orient Insurance

Coverage: Micro-crop via mobile. Best for: Smallholders. Micro-crop cover starts from KES 50/season — full premium depends on cover selected.

Verified

Verified 18 Sept 2026 · source

KES 50

Premium

Details

Underwriter: Kenya Orient Insurance

Requirements & terms

Requirements for this product aren't published yet.

MI

Madison Insurance

Coverage: Dairy cattle, poultry, livestock. Best for: Dairy / pedigree cattle. No public premium published for this provider.

Contact bank for full rate

Verified 18 Sept 2026 · source

Request a quote

Premium

Details

Underwriter: Madison Insurance

Requirements & terms

Requirements for this product aren't published yet.

Frequently asked questions

How many insurance providers does WeCompare track?

We currently track 40 institutions offering insurance in Kenya.

What is the lowest-cost insurance rate right now?

Kenya Orient Insurance · insurance, currently at KES 50. Rates across the providers we track span a KES 64,950 range — see the full ranked table below.

Is this insurance data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are insurance ranked on this page?

We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.

More resources

Find additional information on WeCompare’s categories and more personal finance products.

Compare insurance plans that fit your budget

Compare motor, health, life, home & agricultural cover from verified Kenyan insurers.

Compare Insurance Plans