SACCOs

5 listings, ranked.
Sorted by what matters.

Compare saccos across Kenyan banks, sourced from their own published rates, ranked highest return to lowest, with fees shown next to the headline figure.

Highest rate tracked today
13.5%
Stima Sacco · saccos
5
institutions compared
2.5pp
spread, low to high

Verified. Every rate and fee below is sourced from the institution’s own published rates — see the “Verified” badge and source link on each listing for where it came from and when we last checked.

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5 of 5 listings
HS
Harambee Sacco
Declared dividend range 11%-14% — midpoint shown as the headline rate. Paybill 525200.
Verified
Verified 18 Sept 2026 · source
12.5%
Dividend rate
Compare
Details
Product type
Bosa shares
SASRA regulated
Yes
Requirements & terms

Requirements for this product aren't published yet.

HS
Hazina Sacco
Declared dividend range 10%-12% — midpoint shown as the headline rate. Paybill 850436.
Verified
Verified 18 Sept 2026 · source
11%
Dividend rate
Compare
Details
Product type
Bosa shares
SASRA regulated
Yes
Requirements & terms

Requirements for this product aren't published yet.

KP
Kenya Police Sacco
Declared dividend range 10%-13% — midpoint shown as the headline rate. Paybill 4027903.
Verified
Verified 18 Sept 2026 · source
11.5%
Dividend rate
Compare
Details
Product type
Bosa shares
SASRA regulated
Yes
Requirements & terms

Requirements for this product aren't published yet.

MN
Mwalimu National Sacco
Declared dividend range 12%-14% — midpoint shown as the headline rate. Paybill 541900.
Verified
Verified 18 Sept 2026 · source
13%
Dividend rate
Compare
Details
Product type
Bosa shares
SASRA regulated
Yes
Requirements & terms

Requirements for this product aren't published yet.

SS
Stima Sacco
Declared dividend range 12%-15% — midpoint shown as the headline rate. Paybill 240240.
Verified
Verified 18 Sept 2026 · source
13.5%
Dividend rate
Compare
Details
Product type
Bosa shares
SASRA regulated
Yes
Requirements & terms

Requirements for this product aren't published yet.

Frequently asked questions

How many saccos providers does WeCompare track?

We currently track 5 institutions offering saccos in Kenya.

What is the best saccos rate right now?

Stima Sacco · saccos, currently at 13.5%. Rates across the providers we track span a 2.5pp range — see the full ranked table below.

Is this saccos data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are saccos ranked on this page?

We sort by headline rate, highest to lowest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.

More resources

Find additional information on WeCompare’s categories and more personal finance products.

Find the right SACCO for your savings and loans

Compare SACCO loan rates and savings dividends from verified SACCOs.

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