KFWeCompare
Advertiser disclosure
Insurance

8 listings, ranked.
Sorted by what matters.

Compare insurance across Kenyan banks, sourced from their own published rates, ranked lowest cost to highest, with fees shown next to the headline figure.

Lowest rate tracked today
8
8 institutions offering insurance
8
institutions compared

Directory. Every provider below is real and verified, but these products are individually underwritten in Kenya — no insurer or administrator publishes a single per-institution rate. Compare providers and product types, then use “Request a quote” to get pricing.

Industry guide, not any single insurer's quote — comprehensive premium as a % of vehicle value:

Saloon3.5% – 4.5%
SUV / 4×44% – 5%
Luxury4.5% – 6%
Truck / Lorry5% – 6.5%
PSV / Bus / Matatu6% – 7.5%
Taxi5.5% – 7%
8 of 8 listings
AI
APA Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
APA Insurance
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

B
Britam
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
Britam
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

CI
CIC Insurance Group
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
CIC Insurance Group
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

GI
GA Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
GA Insurance
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

HI
Heritage Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
Heritage Insurance
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

JI
Jubilee Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
Jubilee Insurance
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

S
Sanlam
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
Sanlam
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

UO
UAP Old Mutual Insurance
Comprehensive cover for private and commercial vehicles. Premiums are individually underwritten (vehicle value, class, driver history) — no single published rate exists. Industry guide by vehicle class: Saloon 3.5-4.5%, SUV/4x4 4-5%, Luxury 4.5-6%, Truck/Lorry 5-6.5%, PSV/Bus/Matatu 6-7.5%, Taxi 5.5-7% of vehicle value. This range is a market-wide guide, not this insurer's quote.
Contact bank for full rate
Verified 18 Sept 2026 · source
Request a quote
Premium
Compare
Details
Underwriter
UAP Old Mutual Insurance
Coverage type
Comprehensive
Requirements & terms

Requirements for this product aren't published yet.

Frequently asked questions

How many insurance providers does WeCompare track?

We currently track 8 institutions offering insurance in Kenya.

Is this insurance data real, or a sample?

Every listing on this page is real and verified — each row is checked against the institution's own published rate, with a source link and verification date.

How are insurance ranked on this page?

We sort by headline rate, lowest to highest, with the fee shown alongside so the ranking isn't just the biggest number. Sample/template rows are always pinned below real ones and never win the ranking.

More resources

Find additional information on WeCompare’s categories and more personal finance products.

Compare insurance plans that fit your budget

Compare motor, health, life, home & agricultural cover from verified Kenyan insurers.

Compare Insurance Plans